Historically, Washington has banned the sale of short-term health insurance. You cannot use a premium tax credit to reduce your monthly cost for a catastrophic plan.
For 2020, the deductible for all Catastrophic plans is $8,150.
What Catastrophic plans cover.
The period for state residents to enroll in 2020 coverage through the Washington State Health Benefit Exchange is November 1, 2019 – December 15, 2019.
Health … To qualify, you must be under 30 years old OR get a hardship exemption based on your income. After you spend that much, your insurance company pays for all covered services, with no copayment or coinsurance. However, the state adopted new rules in 2019 allowing insurers to sell short-term health insurance with a maximum coverage length of three months. Melinda Hews, Group Health’s executive director of health-insurance exchanges, said very few people have signed up for the catastrophic plan so far. These plans tend to be cheaper than health insurance, but the coverage comes with limitations. This is a type of high-deductible health plan for people under 30 or those who qualify for a "hardship exemption. Usually, you will need to enroll in health insurance during an open enrollment period. Short-term medical plans provide temporary catastrophic coverage, such as if you’re in a car accident or suffer a heart attack. Health insurance plans for people who aren't covered by a group health plan. Unfortunately, there are currently no health insurers offering short-term health insurance plans in Washington. Catastrophic health insurance is a type of medical coverage under the Affordable Care Act. They only provide coverage for a limited amount of time if for some reason you’re unable to enroll in a health insurance plan. Catastrophic health plans for people with hardship exemptions Learn more about Catastrophic health plans for people with cancellations and hardship exemptions. Washington State Catastrophic Health Insurance - If you are looking for insurance that will help you feel protected then our insurance quotes can provide you with options that are right for you. Open enrollment no longer … Catastrophic plans cover the same essential health benefits as other Marketplace plans. Catastrophic health plans have lower monthly premiums but higher deductibles, co-payments, and co-insurance. Catastrophic Health Insurance.